Ed's Edge

Interest Rates, Inflation, and the Implications for Your Bond Portfolio

You know interest rates are very low, and you’ve heard the rumors. They are expected to rise in the future. So what does this really mean for YOU, your investments, and the bonds you own? We’ve got your back.

In our latest podcast episode, we bring in our market experts to discuss the risks currently facing the bond market and what we’re telling our clients to do with the bonds they hold in their portfolios.

What We Believe a True Financial Advisor Should Do for You

Join us today as we help provide some education and language around the financial pillars that deserve some TLC in your life and who to seek out if you determine that you need an extra hand.

The Key to Financial Harmony in Your Home

Whoever you may share financial responsibility with whether it be your partner, your child, your parent, or someone else close to you, understanding their Money Mind is pertinent to having a healthy and harmonious relationship with one another. Similar to love languages, it is not detrimental to communicate using different languages, it’s just a matter of understanding, respecting, and working with each other so that nothing becomes lost in translation.

 

If you haven’t taken the free Money Mind quiz yet to find out for yourself, click here.

 

Uneducated & Emotional Decision-Making Destroys your Financial Wellbeing

Give yourself ONLY 3 seconds to answer this question - If you were given $500 today, what would you do with it?

 

How you answer that question reveals your instinctive, gut reaction when it comes to decision-making around money and the true nature of your relationship with it. Understanding this is the key to constructively moving towards a healthy financial wellbeing.  Better yet, if you have a partner and or a family, understanding their instinctive behavior around money will provide insight and direction on how you can positively approach your decisions around money as a team. Join us today as we discuss how you can discover this on your own.

 

SOS! Structure, Organize, & Simplify Your Financial Future

We all know SOS as a universal call for help but here’s a fun fact - it isn’t a phrase with abbreviated words as you might have assumed, it’s Morse code! We took this as an opportunity to assign a meaning to it that’ll hopefully help you draw some neglected attention back to planning your financial future – Structure, Organize, & Simplify.

 

The more complex our financial lives can get, the more we desperately require some tools to help us wrap our minds and hands around preparing for our financial future. In this podcast, we discuss the incredibly important and often avoided area of our financial life, preparing your estate. Virtually no one is comfortable thinking about the future with you no longer apart of it, but it is so vital to step out of that discomfort to ensure you take the burden off of your loved ones when the time comes. 

 

Start Your New Year Off Right, Financially

It has finally arrived with an underwhelming entrance…2021.

Creating a list of New Year's resolutions, during this year especially, feels like a worn out & cliché concept that paralyzes many of us. We feel pressure to accomplish new goals in the new year while simultaneously lacking motivation to accomplish them. For many of us, financial goals often fall first victim to this mental hurdle. If you find yourself dodging your finances this year - sit back, don’t stress, and join us in our podcast while we share a simple but powerful financial checklist to help start your year off right.

Last Call For End of Year Tax Moves

Believe it or not, 2020 is coming to an end. Uneventful year, right?

Though many of us are ready to turn the page to 2021 and start anew, don't forget to stop and look at where you stand financially to see if there are opportunities to save money in both the short and long term. We're not talking about stashing more money away, we're talking about saving more money on taxes. Join us in this podcast to take home some tax savings strategies for 2020 and even for future years.

Adjusting in Retirement: Part 3 of 3

So you did it! You are not only retired, but you are confident in your own plan to live the life you want moving forward. Throughout your retirement years there are some minor adjustments to make once your plan is in place, and we tackle them here. In this episode we talk about the best ways to PROTECT your assets. We will cover how to:

• Minimize taxes in retirement
• Know if you have the right insurance
• Take care of your loved ones upon passing

Adjusting at Retirement: Part 2 of 3

The day has finally come – your retirement date. Now what? In this second episode of our three part retirement series, we talk through all the facets of preparation that go into this long awaited transition. It’s finally time to turn away from your paycheck and turn on your faucet of income – we like to think of it like chess. There are a lot of moving pieces with tiered levels of importance that in order to win the game, must work cohesively together.

The Mortgage Boom

The Mortgage Boom. Our special guest today, an expert who has 20 years of experience in the mortgage industry, believes that is the best term to represent the state of the industry today. Whether you or someone you know is refinancing or purchasing a home, now is a great time to do so. Join us in this episode as we discuss why rates are where they are today by taking a dive into the history of the mortgage industry and focusing on some foundational concepts that seek to educate both first time and experienced home owners.